My CHL got me out of a ticket in a tiny little speed trap town just south of Dallas. The chief was out running a speed trap one night thanksgiving weekend. I followed the drill and we got to the part where I had to say "ok, my insurance is in the glove box, sitting under my pistol". and the officer started asking… » 12/17/14 8:41pm Wednesday 8:41pm

I can also report that they're an absolute joy to sue. Once the papers are served to HQ in San Antonio, a very nice lawyer will call you up and you can have a reasonable conversation with a human being who isn't hog tied by policy and has the power to make things right. You might have to try "nah, I'd rather just go… » 12/15/14 9:37pm Monday 9:37pm